Home Loan

With the skyrocketing prices of today’s real estate market, it seems owning a home is a day dream. The increase in population, there's a struggle for living space. This makes property high-priced particularly in cities. A housing loan gives common man the chance to purchase a home for their family. With easy monthly instalments (EMIs) and low interest rates, people can manage to accommodate this in their monthly expenditure.
However, when you choose us; we bring your dream home well within your reach. We outclass in providing a complete service to our customers. Facing problem in arranging finances for your new home? Don’t panic! We are known for our simplified loan approval process, trust and commitment. We are committed to providing you the most convenient and quick home loan. Celebrate the joy of owning your own home with us.

Advantages of taking Home Loan from us!
·        Attractive interest rates
·        Transparency
·        Easy and fast approval
Documents required for Home Loan: salaried

ü Application form with photograph duly signed
ü Identity, residence and age proof        
ü Last 6 months bank statements
ü Last 3 months Salary-slips                                                          
ü Form 16 / Income Tax Returns
ü Processing fee cheque
Documents required for Home Loan: Businessman
ü Application form with photograph duly signed
ü Identity, residence and age proof        
ü Last 6 months bank statements
ü Last 3 months Salary-slips                                                          
ü Form 16 / Income Tax Returns
ü Processing fee cheque
ü Education qualification certificate and proof of business existence
ü Last 3 years Income Tax Returns with computation of Income   
ü Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

Documents required for Home Loan: Professional
ü Application form with photograph duly signed
ü Identity, residence and age proof        
ü Last 6 months bank statements
ü Last 3 months Salary-slips                                                          
ü Form 16 / Income Tax Returns
ü Processing fee cheque
ü Education qualification certificate and proof of business existence
ü Last 3 years Income Tax Returns with computation of Income   
ü Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account
ü Proof of business existence
ü Business profile

Eligibility for a Home Loan
Age: 20 to 60 years for salaried; however, 24 to 65 years for self-employed.
Monthly Income: Banks determine your eligibility based on your repayment capacity.
Current obligations: Bank considers all your expenses, running EMI and your regular expenses.
Your Employment History:  More stability you have sustained, better is the chance of approval
Credit History: Evaluate your previous loan repayment history to asses’ risk of defaulting.
Size of Your Down Payment: The lender gets confidence of lending you more for a favourable tenure.

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