Personal loan


Personal loan
In many situations a lot of money is required for the personal use of the customers. In most of the cases in may be due to some medical emergency where a lot of money is required for treatment while in other cases it may be required to pay fees for child’s school fees or many other personal reasons. For these reasons various banks offer loans which is known as personal loans. These loans are either paid on the basis of the customer’s credit history and income or sometimes provided on the basis of a guarantor.
There are many rules and regulations to avail a personal loan from any bank. The banks also don’t provide personal loans to random customers. Due to these problems, availing personal loans from any bank is a very hard work. We have innovated a very easier method to provide our customers the personal loans for their personal needs.
Our services are very quick and easy to understand for the customers. They can visit our site and apply for personal loans by following some simple instructions. Customers may submit some relevant documents for verification. Our experts verify these documents and after that provide the loans to the customer. The process is very quick and effective. Visit us to get personal loan for your personal use without getting through a lot of extra troubles.
Documents required
Businessman
·         Financial statements for last two years
·         Residential address proof
·         Proof of Age Certificate (ID proof)
·         Business Existence Proof
·         Bank statements for last six months
·         Copy of partnership deed (if any)
·         Passport size photograph
Salaried
  • Address proof.
  • Bank account statements for last six months.
  • Salary slips of last three months.
  • Age and identity proof.
  • Passport size photos.
·         Certified letter from Employer
Professionals
  • Address proof.
  • Bank account statements for last six months.
  • Salary slips of last three months.
  • Age and identity proof.
  • Passport size photos.
  • Tax returns documents.
Eligibility criteria for Personal Loan
·         Monthly income: Monthly salary must be above ₹20000/-.
·         Employment status: Only employees of government organization and Private Limited companies are allowed. A minimum of three months of job experience is required at the present organization.
·         Property value: There should not be any mortgaged property.
·         Relationship with lender: The relationship with the bank is good with timely payment.
·         Age: The age limit is 21 to 55 years.
·         Credit history: The salary must be credited to bank account.


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